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Employee Benefits Your employees will enjoy faster access to their funds, increased control over finances, the convenience of worldwide acceptance, and security enhancements to keep their funds save. Benefits to employees includes:

• Immediate access to funds without waiting for a check to arrive
• No check chasing fees and hassles
• Ability to make purchases and pay bills wherever debit cards are accepted
• Increased safety without having to carry large sums of cash
• Ability to withdraw cash at ATMs or banks
• Added protection should the card be lost or stolen, as they will not be responsible for purchases they do not make
• 24-hour access to funds via ATMs; no need to wait in line
• Makes money transfers more easily available for families
• Offers ability to make purchases using credit card networks
• Provides a pseudo-bank account – funds do not need to be entirely withdrawn as with using a check chaser.
• Funds applied to this card are complete safe and secure from creditors or garnishment

Everyone qualifies for the Sparkfly discount Program featuring hundreds of companies nationwide

Payroll cards eliminate the need to stand in line at a bank or check chaser to receive cash, offer immediate access to your pay, and provide greater safety since the consumer only needs to withdraw as much cash as necessary. Branded debit cards not only increase that safety (because they limit cardholder liability for lost or stolen cards), but also may provide a since of personal empowerment since purchases can be made directly with the card. Branded cards allow cardholders to shop online, via catalogue or telephone, and pay bills online. Some issuers have referred payroll cards as “a checking account without the check”.